If you own a company or a thriving business, you should get workers compensation insurance. This type of coverage pays for the medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work. Additionally, this coverage protects an employer from being sued by an injured worker in most cases.
Why do I need this insurance, you might ask. Think of it this way, there are things that are outside the sway of our will. Whether we like it or not, work-related accidents and injuries are likely to happen. The best way to prepare for such possibility is to get workers compensation policy. This is good for both of you and your employees. You get to protect the business and save money in the long run, or for when the time comes, and at the same time, you ensure the safety and well-being of your employees.
Premier Choice Insurance can help your business find complete solutions to your unique workers compensation insurance needs. We’ll find solutions that create safer and more productive workplaces, more confident and secure workers, and overall savings that you’ll see on the bottom line.
Coverage for office workers using their own vehicles on company business is often needed as well. If you have employees, it is critical that you consider workers comp coverage.
What You Need to Know
If you wish to know some important things about this type of insurance, check this out.
Some Workers Comp coverage can include:
- Innovative payment systems
- Medical disability case managers
- Utilization management nurses
- Certified life care planning nurses
- Vocational rehabilitation consultants
- Physician consulting services
- Legal staff
- Contracts with medical network providers
- Managed prescription drug program
To find out more about Arizona workers compensation insurance and other business insurance products and services, contact us today. We’re always ready to answer your concerns and to render our services when needed.